Used cars

Find your next
car today.

Every car checked, priced honestly, and ready to drive away. Browse the stock, build a finance estimate, and reserve online in minutes.

Car finance, explained plainly

Spread the cost with HP or PCP.

Set your deposit and term, see an illustrative monthly figure, and apply when you are ready. Representative 11.4% APR.

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11.4%

Representative APR

We are a credit broker not a lender. Finance subject to status, 18+ only. A full representative example is shown wherever a monthly figure appears.

Free finance check

Check your eligibility in minutes.

See how likely you are to be accepted before you apply — it's free, it's quick, and it won't affect your credit score.

About us

A friendly, family-run dealer.

PHIL WILLIAMS CARS sell used cars, and we love helping people find the right one. Every car in stock is checked and priced fairly, and we're always happy to chat through your options — no pressure, ever.

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Common questions

Buying with us, in plain English.

Photo ID (driving licence or passport), proof of address dated within the last 3 months, and if you're financing, proof of income. We'll confirm exactly what's needed before you come in.
Tell us the registration and mileage on the Sell page, and we'll come back with a fair offer — usually the same day. Bring the car in, we'll inspect it, and the agreed value comes straight off your new car's price.
Placeholder policy copy: covers the engine, gearbox, and drivetrain against mechanical failure not caused by wear and tear, plus electrical faults present at the point of sale. Wear items (tyres, brake pads, clutch) aren't included. Full written terms are provided at handover.
Placeholder policy copy: every car is checked against outstanding finance, write-off/salvage history, stolen-vehicle registers, mileage-consistency records, and previous keeper count before it's listed.
No. The eligibility check on our finance page is a soft search — it shows how likely you are to be accepted without leaving a mark that other lenders can see. It's illustrative, not a credit application.
No. The price you see is the price you pay — no admin, preparation, or documentation fees added at the till.

We'd love to hear from you.

1 Example Road, Anytown
01632 960000 · hello@example.co.uk

Mon to Sat 9am to 6pm · Sun 10am to 4pm

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